Mortgage blog

This blog combines contractor-specific updates on the mortgage, finance and housing markets with our unique insight and experience, drawn from serving the flexible workforce since 2004.

Why UK mortgage rates are falling… and what swap rates have to do with it

UK house prices are cooling – what does it mean for buyers and home owners?

Contracting matters blog Mortgage blog

What the new landlord database means for contractor landlords

woman working on laptop

IT (Information Technology) contractor mortgages' difference

Housing estate with solar panels

The truth about sub-4% mortgage rates (and why most borrowers won't get them)

Why waiting for mortgage rates to drop could cost you thousands

Product switch

Remortgage v Product Switch: What Lenders Aren’t Telling You

How fragile the mortgage market is (March 2026)

Mortgage rates hit a two-year low: now is the time to take advantage

Post-Autumn Budget 2025 housing market recap

Contracting matters blog Mortgage blog

2023 to 2025: our hat-trick of Contracting Awards wins!

Check your credit file

36% of adults are ignorant of their credit score. Shocking.

Ready to secure the mortgage you deserve?

Get in touch with our expert team today and take the first step toward a mortgage that truly reflects your earning potential. Contact us now and let’s make it happen.

Quick links

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Contractor mortgage calculators

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What makes Freelancer Financials different?

Related articles

What are contractor mortgages (and how do I get one)?

What on earth is contract-based mortgage underwriting?

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Guide to applying for a mortgage as a contractor