Contractor Mortgage FAQs
When did a contractor or freelancer last tell you that finding a decent mortgage provider was easy?
There are exceptions. But securing any type of finance as a contractor is no gimme.
Through both personal experience and engaging on countless forum threads, we know the issues.
We’ve come to realise exactly how scarce mortgages for contractors are on the High Street. Especially since lenders binned the self-cert after the credit crunch.
The following questions and answers result from our experiences with clients. Many answers cover all homebuyers, not just independent professionals. But it’s self-employed contractors who need help clarifying their income the most.We’ve split the Q&A into a “Contractor” and “Contractor Mortgages” sections as best we can. But there are overlaps.
If the lines become too grey, do call us and leverage our expertise. Thank you.
Author: John Yerou
John Yerou is a pioneer of contractor mortgages and owner and founder of Freelancer Financials, Contractor Mortgages®, C&F Mortgages and Self Employed Mortgages, trading styles and brands of the award-winning Mortgage Quest Ltd.
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