Why use a mortgage specialist rather than my bank?

We’ve helped many thousands of contractors in your situation. Having established strong relationships with the senior underwriters at High Street lenders, your application will be approved quickly and without fuss.

You won’t get the same reaction if you approach the same lenders directly and deal with branch staff yourself. Why? They simply don’t understand how you work.

If they deign to speak to you, they’ll begin by insisting on three years accounts. This request is totally unnecessary and misguided.

Contractors who’ve recently started trading through their new Limited Company are unlikely to make it to that stage, full stop.

It only gets worse. The more failed attempts you suffer, the worse your prospects of securing a mortgage become. Each unsuccessful application leaves a footprint on your credit history, so it’s important your application is successful first time around.

In addition, Freelancer Financials is recommended by contractors to contractors on a daily basis.

Many other contractor specialist accountants and professional bodies are working with us, too. For many years, we’ve worked together to meet the ongoing and fluctuating requirements of UK contractors.

The industry recognition we’ve received during that time owes much to these strong relationships.

This progress and prominence has also led to us being awarded for the mortgage services we provide to freelancers and contractors.


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Consumer Credit License (CCL): 562464 | Registered Office: Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS