
Mortgages for contractors from Freelancer Financials
- Mortgage based on your gross contract day rate
- Award-winning independent mortgage broker
- Contractor mortgage experts since 2004
- Remortgages, home movers, first-time buyers & buy-to-let
- 1000+ five star reviews on Google and Facebook

Contractor mortgages
We know that High Street mortgage lenders are specially biased against independent contractors. Whether you’re a Limited Company contractor, or use a PAYE Umbrella, we can help you get a mortgage based on your day rate, not tax accounts.
Freelancer Financials gas built key strategic relationships with mortgage underwriters at the key lenders. We’ve even helped lenders develop their contractor-friendly policies.
Now, we work with specialist teams at mortgage lenders who understand contracting income, however you are paid.

How much can I borrow?
Your contract rate is the key to unlocking a competitive mortgage. While many factors influence a lender’s decision, we simplify the process by focusing on your contract-based earnings. Use our calculator to get a quick estimate of your borrowing potential – no need for traditional pay slips or lengthy assessments.
Ready to start your contractor mortgage journey?
Whether you’re buying your first home, remortgaging, or looking for the best deal, we’re here to guide you every step of the way. Let’s get you one step closer to the home you deserve.
Getting started is simple -just fill out the form, and our expert team will begin tailoring the best mortgage options to suit your unique circumstances.
To speak to an advisor, please call us on 020 8421 7999
Hear from our team
Culture
We’re driven by a shared mission: to provide exceptional service to contractors and freelancers across the UK. Our workplace is collaborative, supportive , and focused on continuous learning. We believe in empowering our team members to grow and succeed, both personally and professionally.

Benefits
Professional growth
Access to ongoing training and development opportunities to help you advance in your career.
Collaborative environment
Work alongside industry experts who are passionate about what they do.
Flexibility
We understand the importance of work-life balance and offer flexible working arrangements.
Comprehensive benefits
Enjoy a competitive salary and other perks designed to support your well-being.
Contact us
Ready to take the next step? Get in touch with us today to discuss your mortgage options and discover how we can help you secure the home you deserve.