Mortgages for CIS subcontractors from Freelancer Financials

Highly recommend Mr Ramji, he is very professional, responsive and communicates really well. The process was stress-free from start to finish. Thank you!

I needed to get a mortgage, but my situation wasn’t straightforward. I had been receiving a salary from my company for about seven years, but I didn’t have a formal contract in place. When I decided to apply for a mortgage, I arranged a proper contract with a strong day rate and needed a lender who would assess me on that basis. Before contacting Freelancer Financials, I tried another broker, but they were unable to secure anything for me. When I reached out to Freelancer Financials, the difference was immediate. They understood my situation straight away and explained that there were options available. They knew exactly how to position my income and circumstances in a way that fairly reflected my ability to afford and sustain a mortgage. The process was very smooth and professional. I was given access to an easy-to-use portal where I could upload all my documents. They provided a clear list of what was needed, and although it took me about half a day to gather and upload everything, once I had done my part they moved incredibly fast. They contacted lenders right away, and within a week my mortgage was provisionally approved — and fully approved the very next day. Raj looked after me throughout the process, and he was excellent. His communication was fast, clear, and reassuring, and I always felt like I was in capable hands. I would absolutely recommend Freelancer Financials, and especially Raj, to anyone who is a contractor, freelancer, or business owner and needs a mortgage. They really understand non-standard income and know how to make it work.

Andrew Saunders really knows his stuff and found us a fantastic mortgage product. He explained everything fully and then guided us through the whole process and even now, 6 years on from taking on the mortgage he recommended, he always advises us of the best deals going forward.

Natasha & Natalie have been fantastic! Natasha always helps with our mortgages, she is efficient, knowledgable and so easy to work with. Natalie is so efficient and welcoming also and they both work with you to create the best mortgage for your individual needs. Thanks both.

The service I have received from Andrew Saunders is excellent. He provides proactive and balanced advice, enabling me to make the right decisions. He is very timely in responding to questions/requests. With Andrew having advised me over a number of years, I intend to continue with his services for many years to come.

The service I have received from Andrew Saunders is excellent. He provides proactive and balanced advice, enabling me to make the right decisions. He is very timely in responding to questions/requests. With Andrew having advised me over a number of years, I intend to continue with his services for many years to come.

As first time buyers, navigating the whole process seemed ominous, but Archie helped make it as smooth as possible. He took time to explain all the details clearly, was prompt in replying to questions quickly and was always on hand for a phone call. He was enourmously patient and professional throughout, his knowledge and understanding helped secure us a deal that suited our needs perfectly. Couldnt recommend higher!

Updated 2025 review - Yet again Natasha & Natalie have sorted out my mortgage renewal. I started with them back in 2017 when I was a contractor but now I'm a full time employee. Another painless renewal. Highly recommend!

Natasha guided us through every step of the mortgage process as well as finding us a great rate for our first home. We were very grateful for her proactive communication, seeking the best rates for us right up to completion. Highly recommend!!