Best Contractor Mortgage Deals
Your at-a-glance table of contract-based mortgage rates

Find the best current contractor mortgage rates with Freelancer Financials. When compiling our best buy tables we choose the best mortgage deals from across the UK market, including deals that are exclusive to us.

You can compare mortgages from all the UK’s Contractor-Friendly Lenders to find the best mortgage deals available based on your contract rate alone. Whether you’re a first time buyer, moving home or remortgaging, we’ll find the cheapest mortgage deal to suit you.

Getting the right mortgage or remortgage deal can save you £100s each month. But it can be a nightmare knowing how to get it spot on. At Freelancer Financials our trusted advisers are on hand to guide you through the best deals.

Lender Scheme Type Initial Rate Subsequent Rate Overall Cost for
Comparison (APR) Max LTV

Remortgage Only (60%) 1.30% Fixed until 31/03/2020 (60%) 3.99% Variable for term 3.58% APRC 2 Year Fixed to 60% LTV Details and Apply

First Time Buyer Only (60%) 1.33% Fixed until 31/03/2020 (60%) 3.99% Variable for term 3.60% APRC 2 Year Fixed to 60% LTV Details and Apply

First Time Buyer Only (60%) 1.29% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (60%) LTV First Time Buyer Details and Apply

Remortgage Only (60%) 2 Year 1.29% Fixed 3.99% Variable for term 3.60% APRC 2 Year Fixed to 60% LTV Details and Apply

First Time Buyer Only (75%) 1.35% Fixed until 31/03/2020 (75%) 3.99% Variable for term 2 Year Fixed (75%) LTV Details and Apply

Home Mover Only (75%) 1.37% Fixed until 31/03/2020 (75%) 3.99% Variable for term 2 Year Fixed (75%) LTV Details and Apply

First Time Buyer Only (75%) 1.34% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (75%) LTV First Time Buyer Details and Apply

Remortgage Only (75%) 1.40% Fixed until 31/03/2020 (75%) 3.99% Variable for term 3.59% APRC 2 Year Fixed to 75% LTV Details and Apply

Remortgage Only (80%) 1.50% Fixed until 31/03/2020 (80%) 3.99% Variable for term 3.61% APRC 2 Year Fixed to 80% LTV Details and Apply

Home Mover (85-90%) 2.82% Fixed until 31/03/2023 (85-90%) 3.99% Variable for term 3.97% APRC 5 Year Fixed (85-90%) LTV Details and Apply

First Time Buyer Only (85-90%) 2.66% Fixed until 31/03/2023 (85-90%) 3.99% Variable for term 3.82% APRC 5 Year Fixed (85-90%) LTV Details and Apply

Remortgage Only (75%) 1.34% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (75%) LTV Remortgage Details and Apply

Remortgage Only (80%) 1.44% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (80%) LTV Remortgage Details and Apply

First Time Buyer Only (90%) 1.84% Fixed until 30/04/2020 3.99% Variable for term 2 Year Fixed (90%) LTV First Time Buyer Details and Apply

Help to Buy 95% LTV 1.62% Fixed until 31/03/2020 (95%) 3.99% Variable for term 3.66% APRC 2 Year Fixed to 95% LTV Details and Apply

First Time Buyers ONLY (85%) 2 Year Tracker 1.49% Fixed 3.99% Variable for term 2 Year Fixed to 85% LTV Details and Apply

So, those are our best buy contractor mortgage rates. Seen something of interest? We hope so.

Your next step is to see what each lender needs to approve your mortgage application. Just so happens we've thought of that, too.

Below is a complete list of all the UK's contractor-friendly mortgage providers' lending criteria:

Once you've found a combination of:

an interest rate that suits your budget;
a LTV term that matches your deposit;
and a lender whose criteria fits your circumstances,

you're ready to take the final step and apply for your contractor mortgage. Request a call back at a convenient time and we'll get the ball rolling; job done.

Give us a call

Our expert advisers are here to help with your specific mortgage needs, call them now on:

020 8421 7999

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Testimonials

Finding a Financial Advisor who’s professional and knowledgeable is a bonus but one that you trust and feel comfortable with immediately is rarer still. I have recommended John to virtually all the other IT Contractors that I work with and will continue to use their services in the future.

Jakub Baluch.. IT Contractor

John Yerou and his team provided the brokerage service for my last 3 mortgages and I cannot rate them highly enough. No matter how large or small the request they always provide a speedy and professional response. I would never consider using another advisor/broker.

Roz Clifford.. Freelancer

We have been introducing Contractors and Freelancers to Freelancer Financials for several years now. They have established themselves as the preferred choice of financial advisors to all our IT contractors and Freelancers.

Bernie Potton.. SQ Computer Personnel (largest independent IT Recruitment Agency in the UK)

Andrew Saunders and Leanie Freed have provided an impressive service - one month from initial enquiry to completion of house purchase, with a mortgage from an established high street lender on a good interest rate. The service was clear, responsive and professionally managed throughout. Most importantly, Andrew understands the business context for contractors and this directly informs their approach to lenders

Bill Robinson.. Contractor (Management Consultant)