Best Contractor Mortgage Deals

Your at-a-glance table of contract-based mortgage rates

Find the best current contractor mortgage rates with Freelancer Financials. When compiling our best buy tables we choose the best mortgage deals from across the UK market, including deals that are exclusive to us.

Here, you can compare mortgages from all the UK’s Contractor-Friendly Lenders. All are deals to help you find the best mortgage deals available based on your contract rate alone.

Whether you’re a first time buyer, moving home or remortgaging, we’ll find the cheapest mortgage deal to suit you.

Why should I use a broker when I can go direct?

Getting the right mortgage or remortgage deal can save you £100s each month. But it can be a nightmare finding a High Street lender who’ll accurately appraise your contract income.

At Freelancer Financials, our trusted advisers are on hand to guide you through the best deals. If you see a rate that entices you, do give us a call in total confidence. Thank you.

Lender Scheme Type Initial Rate Subsequent Rate Overall Cost for
Comparison (APR) Max LTV

Remortgage Only (60%) 1.30% Fixed until 31/03/2020 (60%) 3.99% Variable for term 3.58% APRC 2 Year Fixed to 60% LTV Details and Apply

First Time Buyer Only (60%) 1.33% Fixed until 31/03/2020 (60%) 3.99% Variable for term 3.60% APRC 2 Year Fixed to 60% LTV Details and Apply

First Time Buyer Only (60%) 1.29% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (60%) LTV First Time Buyer Details and Apply

Remortgage Only (60%) 2 Year 1.29% Fixed 3.99% Variable for term 3.60% APRC 2 Year Fixed to 60% LTV Details and Apply

First Time Buyer Only (75%) 1.35% Fixed until 31/03/2020 (75%) 3.99% Variable for term 2 Year Fixed (75%) LTV Details and Apply

Home Mover Only (75%) 1.37% Fixed until 31/03/2020 (75%) 3.99% Variable for term 2 Year Fixed (75%) LTV Details and Apply

First Time Buyer Only (75%) 1.34% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (75%) LTV First Time Buyer Details and Apply

Remortgage Only (75%) 1.40% Fixed until 31/03/2020 (75%) 3.99% Variable for term 3.59% APRC 2 Year Fixed to 75% LTV Details and Apply

Remortgage Only (80%) 1.50% Fixed until 31/03/2020 (80%) 3.99% Variable for term 3.61% APRC 2 Year Fixed to 80% LTV Details and Apply

Home Mover (85-90%) 2.82% Fixed until 31/03/2023 (85-90%) 3.99% Variable for term 3.97% APRC 5 Year Fixed (85-90%) LTV Details and Apply

First Time Buyer Only (85-90%) 2.66% Fixed until 31/03/2023 (85-90%) 3.99% Variable for term 3.82% APRC 5 Year Fixed (85-90%) LTV Details and Apply

Remortgage Only (75%) 1.34% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (75%) LTV Remortgage Details and Apply

Remortgage Only (80%) 1.44% Fixed for 2 years 3.99% Variable for term 2 Year Fixed (80%) LTV Remortgage Details and Apply

First Time Buyer Only (90%) 1.84% Fixed until 30/04/2020 3.99% Variable for term 2 Year Fixed (90%) LTV First Time Buyer Details and Apply

Help to Buy 95% LTV 1.62% Fixed until 31/03/2020 (95%) 3.99% Variable for term 3.66% APRC 2 Year Fixed to 95% LTV Details and Apply

First Time Buyers ONLY (85%) 2 Year Tracker 1.49% Fixed 3.99% Variable for term 2 Year Fixed to 85% LTV Details and Apply

So, those are our best buy contractor mortgage rates. Seen something of interest? We hope so.

Your next step is to see what each lender needs to approve your mortgage application. Just so happens we've thought of that, too.

Below is a complete list of all the UK's contractor-friendly mortgage providers' lending criteria:

Once you've found a combination of:

an interest rate that suits your budget;
a LTV term that matches your deposit;
and a lender whose criteria fits your circumstances,

you're ready to take the final step and apply for your contractor mortgage. Request a call back at a convenient time and we'll get the ball rolling; job done.