About Freelancer Financials

Whilst running Mortgage Quest Ltd., Freelancer Financials' founder, John Yerou, gained first-hand experience of how difficult it was to secure mortgages for contractors. That was in 2004.

John subsequently set out to change lenders' biased attitudes toward contractors and freelancers. The process began by negotiating the underwriting criteria for assessing a contractor's relevant earnings for lending purposes. Once they understood what was relevant, those lenders' perceptions of our industry changed.

The resultant products are now commonly referred to as contract-based mortgages or contractor mortgages. The lengths John went to for the contracting community has seen Freelancer Financials become one of the largest Contractor Mortgage Specialists in the UK today.

Freelancer Financials: a brand you can trust

We're now synonymous with mortgage and protection insurance products for contractors and freelancers across the UK. Beyond that niche, we're also one of the UK's largest specialist mortgage brokers outright. Our expanding team now boasts more than 30 staff, including 14 advisers plus 10 support staff in our office in Pinner, North West London.

We're not a run-of-the-mill mortgage broker. We understand that the approach to a contractor's mortgage application differs entirely to that of someone who's permanently employed.

Even now, new clients bemoan the fact that front desk mortgage advisers at High Street banks still don't "get" contracting. Therefore, the need for a mortgage specialist like us — committed to serving the contractor community — is greater than ever.

To date, we've helped thousands of contractors secure mortgages at least as competitive as those available to PAYE employees. Using a combination of our award-winning mortgage service and solid industry connections, we continue to break down barriers.

Our close relationships with key decision makers at mortgage lenders, whom, like us, are familiar with all aspects of contracting, offer you the guarantee that you're getting the best advice on the market from people who truly understand the way you work.

Why you should choose Freelancer Financials

Our reputation has made us the natural choice for contractors seeking confidence in a recognised authority who can help arrange their mortgage and necessary protection requirements.

Our friendly team of advisers do just that, working with you to secure the best mortgage deal aligned with your unique circumstances. In addition, we'll discuss the level of protection cover you may need to maintain your livelihood and income, should the unforeseen happen.

As a contractor, your status is unique. We pride ourselves on the level of customer service our team provides, addressing each and every client on an individual basis and understanding their specific requirements.

Our Promise to you

We want you to be as satisfied with our service as have been the thousands of contractors we've helped in the past. It is, and has always been, our intention to work openly and honestly with all of our clients.

Our levels of client retention and their recommendation of our services prove to us that our approach with contractors is working. Let us now prove the same to you.


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Incorporated in England & Wales. Company Registration Number: 5013239 | Data Protection Act Registration: Z9469673

Consumer Credit License (CCL): 562464 | Registered Office: Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS