Leading the way for contractors since 2004
For more than 20 years, Freelancer Financials has devoted itself to changing lenders’ attitudes towards the flexible labour workforce.
We have secured over 30,000 mortgages for fixed-term contractors, umbrella employees, company directors, locums, Construction Industry Scheme (CIS) subcontractors and zero-hours contract workers.

Our vision
Our founder, John Yerou, experienced first hand the challenges contractors face when trying to secure a mortgage. As a disruptor, he was determined to make a difference. In fact, he didn't just create a brokerage - he spearheaded a movement. By working closely with lenders and advocating for change, Freelancer Financials helped reshape how the industry views contractor mortgages.
Our difference
Contractor mortgage experts
Industry pioneers
Fully independent
Personal touch

Our promise
Our promise to you is simple: we will do everything in our power to help you secure the mortgage – and the home – you’ve worked so hard to achieve.
We’re committed to being open and transparent in all communications, with both clients and lenders alike. Integrity is key to our core values.

Our impact
Our influence goes beyond just securing mortgages. Through relentless lobbying, education and our unwavering commitment to improving the industry, we’ve helped shift the biased attitudes of lenders toward contractors and freelancers.
A prime example of our impact is the negotiation of underwriting criteria that now accurately assesses earnings for lending purposes using the contracting day rate. By educating lenders on what truly matters, we’ve helped change the way they perceive and value contractors.
Contact us
Contact Freelancer Financials here for any broking or commercial enquiries.