Freelancer Financials

Protection Insurance Blog

Standard Income Protection Rarely Covers for Contractors!

Posted by John Yerou on December 4th, 2012 in Protection Insurance Blog

Contractor Income Protection pays you a monthly benefit if you are ill, become injured or disabled. Its policies offer peace of mind and protect you and your family from the financial impact of being unable to work as a consequence.

On the face of it, contractor cover sounds like standard par for the course protection. But there’s an acute difference: standard insurance protects ‘salary’.

As most limited company owners are aware, their salary rarely reflects what they earn. So, how do you go about protecting your income, rather than your take home pay? That’s what we’re about to find out, here.

Continue reading about  Standard Income Protection Rarely Covers for Contractors!

Income protection for contractors isn’t a luxury, it’s essential!

Posted by John Yerou on November 30th, 2009 in Protection Insurance Blog

pig-saving-figureSo many contractors and freelancers overlook Income Protection it’s frightening. Yet it can provide a tax-free monthly income to uphold your current lifestyle if you’re unable to work due to illness or injury.

There are two reasons that independent professionals don’t, but should, cover themselves. First, there’s a short answer; then, a long one.

Here’s the short version of why it’s imperative all self-employed people have income protection.

Continue reading about  Income protection for contractors isn’t a luxury, it’s essential!


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