Freelancer Financials

How long do contractor mortgages usually take to complete?

As soon as you have a copy of your signed contract, the first step is to contact us for a mortgage proposal. We can then secure you an agreement in principle (AIP) the same day we receive your application.

First, the lender will value the property you’re considering purchasing. Next, your solicitor will carry out the necessary legal searches.

Most banks with whom we work will complete this entire process in 4-6 weeks. However, we have known backlogs when lenders are running special offers.

Even then, contractor mortgages still often complete quicker than standard mortgages. You’ll not have too long a wait to pick up the keys to your new home.



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