I’ve just started contracting. Am I at a disadvantage?

At Freelancer Financials we can arrange a mortgage for you with a reputable High Street lender on the day you commence your first contract.

As long as you have prevalent work history in the niche you’re now operating as your limited company, there shouldn’t be a problem.

If you’re expressly new to contracting, some lenders will insist on evidence documenting your last two years of continued employment.

Before they’ll entertain your application (and to safeguard their investment), your CV will be checked to ensure relevant experience within your proposed contracting niche.

Author: John Yerou

John Yerou is the owner and founder of Freelancer Financials; a trading style & trade mark of the award winning Mortgage Quest Ltd. One of the most recognised names in providing mortgages for contractors and freelancers across the UK.

In 2004 John began his career in Financial Services as an independent mortgage adviser and broker. John has been instrumental in negotiating bespoke underwriting for contractors with high street lenders.

His presence in the industry as a go-to expert is growing by the day and he is regularly cited and writes in publications both locally and nationally.


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Consumer Credit License (CCL): 562464 | Registered Office: Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS