Umbrella Employee Mortgages

  • Affordability based on gross contract day rate
  • Independent brokerage: no lender is off-limits
  • Multi-award-winning contractor specialist broker
  • All types of residential and buy-to-let mortgages
  • Umbrella, Ltd Co. Contractors & Directors welcome

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Mortgages for Parasol Employees

Umbrella employees confuse most High Street mortgage lenders.

Yes, umbrella employees are technically employed. But not in the way that fits neatly into lenders' traditional pigeonholes.

And they have payslips. But what do those extra deductions mean?

Moreover, why should these two simple anomalies derail generic affordability calculations, often resulting in a low—or no—mortgage offer?

We asked that question. For years.

Today, it's a moot point. Now, we bypass call centres and in-branch advisors.

Instead, we go direct to specialist underwriting teams. Like us, their dedicated experts get contract income.

No need for payslips. No SA302s.

Just commonsense underwriting that maximises umbrella employees' gross day rate potential.

Leverage our independence and two decades' experience to get the mortgage that your expertise and income deserve:

umbrella at rainy beach

Contractor Mortgage Calculator

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