Remortgages for contractors - best deals on the market

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    • Lending based on your contract day rate – borrow up to 5 times your gross annualised earnings

    • Our Rate Monitoring Service locks you in at the best available deal – however rates move

    • Streamlined application process and minimal paperwork – no accounts or tax returns required

     

    Rated 5 out of 5 stars based on 874 customer reviews

    • 5.0

      Google

      Customer Reviews

    • I want to thank you so much for the success of the mortgage process, I appreciate your dedication, passion, encouragement and advise during the time of getting the DIP and the offer. The bank has released there part of the money and the completion is tomorrow. I will highly recommend you to people I know. Once again thank you
      Kazeem Kareem
    • I've been working with Raj at Freelancer Financials and I would highly recommend him. Raj is very knowledgeable and always takes the time to explain things clearly. The application process was very efficient and I'm very happy with the service.
      Keith J.
    • Andrew has helped us with our home buying journey at every single stage. From the actual mortgage application to recommending a solicitor and conveyancer, as well as a protection broker, we were fully taken care of. Andrew was always incredibly helpful and responsive and made the whole experience truly enjoyable!
      Malin

    Remortgages for contractors - is your fixed rate ending soon?

    Many contractors will be itching to drop the sky-high interest rates that followed the Sept. 2022 mini-budget. If your fixed rate is ending soon, now’s the time to swap. Whatever you do, don’t slip on to your lender’s punitive SVR, it’s time to lock in a better deal.

    Remortgaging can help lower your monthly repayments with a new, more competitive rate. Or, if you have equity to play with, you can consolidate your debts. Our Rate Monitoring Service will ensure you’ll get the best deal out there, regardless of whether rates rise or fall.

    With contractor-friendly lenders, your contract rate boosts affordability and maximises your borrowing power. For example, a contractor earning £400/day could borrow:

    • £400 × 5 (days) × 46 (weeks) × 5 = £460,000

    Whether your goal is reducing your mortgage payments, funding renovations or consolidating debts, contact us today.

    Search the best remortgage deals for contractors

    Mortgage Rate Monitoring Service

    Protect your mortgage payments from skyrocketing with our win-win Rate Monitoring Service

    • Lock in your new rate up to 6 months in advance
    • If that rate goes up, you pay the ‘locked-in’ rate already in hand
    • If that rate goes down, we move you onto the best remortgage deal on the market
    • A Base-Rate tracker mortgage may be an option in some circumstances
    Get started with our Rate Monitoring Service

    Rated 5 out of 5 stars on Google

    Go to Google reviews