The mortgage broker for contractors and the flexible workforce
At Freelancer Financials, we go beyond simply understanding the mortgage industry – we’ve shaped it.
Our expertise ensures contractors can secure the best mortgage deals based on their day rate, backed by the common-sense criteria we’ve championed.
Trust the team that’s revolutionising the way mortgage lenders see contractors – we’ll help you achieve your home ownership goals, no matter how complex your situation.
However you work, we’ve got you covered.
Conventional lending often underestimates a contractors true mortgage affordability
Traditional affordability criteria aren’t designed for the unique nature of your work and earnings, leaving many contractors with mortgage offers that don’t reflect their real financial capability.
At Freelancer Financials, we’ve pioneered a different approach. By leveraging your gross contract earnings, we bypass conventional underwriting and ensure lenders recognise your true affordability.
With us, you will get a mortgage offer that reflects your actual income, empowering you to secure the home you deserve.
Tailored solutions for every stage of your contractor mortgage journey
At Freelancer Financials, we specialise in providing contractor mortgages that suit every stage of your life.
Whether you're taking your first step onto the property ladder, moving home, remortgaging or expanding your portfolio, our award-winning broking team is here to help.
As an independent broker with more than 20 years' experience, contractors will benefit from our expertise and unbiased advice.
Quick links
Mortgages for contractors
Limited company contractors
Umbrella company employees
Mortgage calculators
Best contractor mortgage deals
Protection insurance cover
A proven track record since 2004
Founded in 2004, Freelancer Financials has been at the forefront of transforming the mortgage landscape for contractors. As contractor mortgage pioneers, we’ve played a key role in educating lenders, enhancing assessment criteria, and securing thousands of mortgages for contractors nationwide.
With more than two decades of expertise, we’re the safe and trusted pair of hands you need to navigate the complexities of contractor mortgages.
Contract workers we help
No matter your industry, experience or how you're paid, we’re here to help you get the mortgage you deserve. We support the flexible labour workforce, independent professionals and contractors of all kinds.
Best contractor mortgage broker
John Yerou, founder and CEO of Freelancer Financials attended the awards event with the broking team. Reflecting on the achievement, he said “We are honoured to be recognised by the industry for our commitment to providing contractors with an exceptional service.”
“This award stands testament to the expertise, hard work and dedication of our entire team, who are passionate about helping contractors achieve their homeownership dreams.”
Freelancer Financials is a multi-award winning independent mortgage broker, specialising in supporting the flexible workforce.
How much can I borrow for my contractor mortgage?
Protection insurance cover
Contractors cannot rely on the sick pay and death-in-service benefits they were used to as employees, as these are only available to permanent staff. Instead, they need to put their own cover in place to protect themselves, their families and their homes in the event of illness or death.
One size does not fit all – you need protection insurance that works for your specific personal situation. Our expert protection advisors will propose a package of cover tailored to suit a your unique circumstances.
Click the links below to learn more about the types of protection insurance we offer, or speak to the protection experts at Freelancer Financials on 020 8421 7999.
How to protect your income, home and family
Income protection
Life insurance cover
Critical illness protection
Relevant life insurance
We're here to help
Got questions or need assistance? We’re here to help.
Whether you’re looking for mortgage advice, have specific queries, or just want to discuss your options, our expert team is ready to assist you.
Reach out using the form here, and we’ll get back to you as soon as possible.
Let’s connect and start making your homeownership goals a reality.
To speak to an adviser, please call us on 020 8421 7999
