First-time buyer mortgages for contractors

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    • Mortgages based on your gross contract day rate alone

    • Expert advice and the best rates from every lender in the market

    • We understand contract earnings and optimise your borrowing potential as a first-time buyer   

     

    Rated 5 out of 5 stars based on 874 customer reviews

    • 5.0

      Google

      Customer Reviews

    • I want to thank you so much for the success of the mortgage process, I appreciate your dedication, passion, encouragement and advise during the time of getting the DIP and the offer. The bank has released there part of the money and the completion is tomorrow. I will highly recommend you to people I know. Once again thank you
      Kazeem Kareem
    • I've been working with Raj at Freelancer Financials and I would highly recommend him. Raj is very knowledgeable and always takes the time to explain things clearly. The application process was very efficient and I'm very happy with the service.
      Keith J.
    • Andrew has helped us with our home buying journey at every single stage. From the actual mortgage application to recommending a solicitor and conveyancer, as well as a protection broker, we were fully taken care of. Andrew was always incredibly helpful and responsive and made the whole experience truly enjoyable!
      Malin

    First-time buyer mortgages for contractors

    We know that High Street mortgage lenders are especially biased against first-time buyers contractors, with call centre agents unable to cope with the differences between your income and standard PAYE employees.

    Freelancer Financials is the answer – we can help you get a first-time buyer mortgage based on your day rate alone. Our broking team is fully experienced in securing mortgages for every kind of contractor – whether you work through an umbrella payroll, contract through a limited company, agency, as a locum or on the Construction Industry Scheme.

    We’ve built strategic relationships with mortgage underwriters at the key lenders, working with the specialist teams who understand contracting income, however you are paid.

    We’ve even helped these lenders develop their contractor-friendly policies, so talk to the experts in contractor mortgages: Freelancer Financials.

    How much can you borrow for a first-time buyer mortgage?

    Why choose Freelancer Financials?

    Talk to the contractor mortgage experts

    As the leading mortgage broker for contractors and the flexible labour workforce, you’ll be in safe hands with Freelancer Financials.

    Freelancer Financials is an independent broker with access to every mortgage from every lender, meaning we can offer truly unbiased advice and find you the best deal for your unique circumstances.

    Established more than 20 years ago, we have a proven track record of arranging over 30,000 mortgages for umbrella company employees, every kind of contract worker and the self-employed.

    Our specialist broking team will support you throughout your mortgage journey, and we have nearly 1000 5-star reviews from clients to prove it. Whatever your mortgage needs, it’s time to talk to the experts.

    Get expert mortgage advice

    Rated 5 out of 5 stars on Google

    Go to Google reviews