Locum mortgages at the best rates on the market
- Expert advice on mortgages for locums in the medical, dental and veterinary professions
- Affordability based on your gross contract day rate – not accounts or tax returns
- We understand the nuances of locum earnings and optimise your borrowing potential
Locum mortgage experts for first-time buyers, home movers, BTL and remortgaging
For locum mortgage advice call our specialist broking team on 0208 421 7538
Understanding the challenges locums face
Locum professionals often face challenges with traditional mortgage applications due to their non-standard income. High-street lenders rely on criteria like years of accounts or tax returns, overlooking locums’ variable earning patterns.
This approach often leads to limited or unsuitable mortgage offers. At Freelancer Financials, we break down these barriers. Working directly with specialist underwriters, we assess your income using your gross contract day rate, delivering fair, accurate affordability calculations and better mortgage solutions tailored to your needs.
Talk to the experts in professional contractor mortgages
As the leading mortgage broker for locums and the flexible labour workforce, you’ll be in safe hands with Freelancer Financials.
Freelancer Financials is an independent broker with access to every mortgage from every lender, meaning we can offer truly unbiased advice and find you the best deal for your unique circumstances.
Established more than 20 years ago, we have a proven track record of arranging over 30,000 mortgages for locums, agency workers, umbrella company employees, every kind of contract worker and the self-employed.
Our specialist broking team will support you throughout your mortgage journey, and we have nearly 1000 5-star reviews from clients to prove it. Whatever your mortgage needs, it’s time to talk to the experts.