Mortgages for seafarers and yacht crew

  • Get access to the best rates from every lender on the market
  • We understand the nuances of seafarers earnings, tax status and residency issues
  • Our expert brokers optimise your borrowing potential
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Seafarer mortgage experts for first-time buyers, home movers, BTL and remortgages

Find out how much you can borrow

For seafarer mortgage advice call our specialist broking team on 0208 421 7538

Seafarer mortgages made easy

A seafarer mortgage is a mortgage tailored to meet the specific needs of people working at sea, such as yacht crew.

They bridge the gap between standard residential mortgages and expatriate mortgages. This means accommodating unique factors, like foreign currency earnings, irregular income patterns, and extended periods away from the UK.

Seafarers can qualify for these mortgages if they meet certain criteria, such as maintaining UK residency ties and qualification for the Seafarers’ Earnings Deduction (SED) tax regime. We will advise on the documentation required for a successful mortgage application.

The expert broking team at Freelancer Financials has the experience to secure the finance you need for your ideal onshore home.

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Talk to the experts in seafarer mortgages

Given the complexities of seafarer mortgages, working with a specialist broker such as Freelancer Financials is highly recommended. We will:

  • Listen carefully to your requirements, and get to work to secure the mortgage you deserve
  • Identify the right lenders: those who are receptive to seafarer mortgage applications
  • Help prepare your application and meticulously gather the necessary documentation
  • Negotiate on your behalf to secure the best possible terms for your unique circumstances
  • Respond promptly to any questions you have, and keep you fully informed of progress at all times
Talk to the experts

Rated 5 out of 5 stars based on 921 customer reviews

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    Customer Reviews

  • I want to thank you so much for the success of the mortgage process, I appreciate your dedication, passion, encouragement and advise during the time of getting the DIP and the offer. The bank has released there part of the money and the completion is tomorrow. I will highly recommend you to people I know. Once again thank you
    Kazeem Kareem
  • I've been working with Raj at Freelancer Financials and I would highly recommend him. Raj is very knowledgeable and always takes the time to explain things clearly. The application process was very efficient and I'm very happy with the service.
    Keith J.
  • Andrew has helped us with our home buying journey at every single stage. From the actual mortgage application to recommending a solicitor and conveyancer, as well as a protection broker, we were fully taken care of. Andrew was always incredibly helpful and responsive and made the whole experience truly enjoyable!
    Malin