Mortgages for umbrella employees, limited company contractors and CIS

  • Mortgage affordability based on your gross contract day rate
  • Independent broker offering unbiased advice with no lender off-limits
  • Award-winning contractor mortgage specialist since 2004
  • First-time buyers, home movers and remortgages for residential & buy-to-let
  • Umbrella, Ltd Co. Contractors & Directors welcome

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    Mortgages for umbrella company employees

    Mortgages for Paylift contractors

    Umbrella employees income confuses most High Street mortgage lenders. The big banks will bury you in paperwork, and ultimately they just don’t understand how your contract earnings work.

    Limited company contractors and CIS sub-contractors have the same problem – their earnings are misunderstood and they often get lowball mortgage offers or blanked altogether. The solution? Talk to the experts at Freelancer Financials and get a mortgage based on your day rate alone, with the support of an expert broker to guide you from start to finish.

    Why choose Freelancer Financials?

    • 20 years of experience helping limited company contractors, umbrella employees and CIS subcontractors achieve their property dreams.
    • Partnerships with specialist lenders who understand how contractors’ income works.
    • Mortgage affordability assessed on your gross contract day rate, not tax accounts or SA302’s.
    • The best deals on the market for first-time buyers, home movers and remortgages, residential or buy-to-let.

    Put simply, we are the experts in contractor mortgages. But don’t just take our word for it – check out our 5-star reviews on Google and Facebook.

    Get a quote

    Ready to take the next step? Complete our quote form and let’s make your homeownership dreams a reality.

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    Rated 5 out of 5 stars based on 874 customer reviews.

    • 5.0

      Google

      Customer Reviews

    • I have worked with some mortgage brokers in my time and I can hand on heart say that Andrew Saunders and his team are the most efficient and honest of them all.
      Dr Karan Jutlla
    • Andrew Saunders!! Honestly - there’s a reason why he and his team have over 800 glowing five star reviews for a reason: so the proof is in the pudding.
      The Veritas Group
    • I have worked with some mortgage brokers in my time and I can hand on heart say that Andrew Saunders and his team are the most efficient and honest of them all.
      Dr Karan Jutlla

    Multi-Award Winning Mortgage Broker