Stay secure whatever comes your way

You can’t rely on employee benefits like sick pay or death-in-service cover as a contractor.

That’s why specialist protection insurance safeguards your income, family, and home when life gets turned upside down.

Talk to a expert protection advisor
Protect your family for the future
 

Why do contractors need protection insurance?

Contractors, beware: benefits like sick pay, death-in-service cover, and other protections don’t come automatically. You have to build your own safety net.

Our customised protection plans shield you from life’s uncertainties. We offer comprehensive, tailored solutions for contractors, including income protection and life coverage.

Contact a protection expert today

Your protection insurance options

Our tailored protection plans keep you covered against life's uncertainties. From income protection to critical illness and life insurance, we offer comprehensive solutions designed specifically for contractors.

Critical illness cover

Get a tax-free lump sum if you’re diagnosed with a serious condition. Designed for contractors who can’t rely on employer sick pay, this cover provides stability during tough times. We’ll tailor the protection to your income, mortgage, and family’s needs.

Executive income protection

Contractors can feel that their typical income protection doesn't cover their earnings enough. Executive Income Protection can cover up to 80% of your salary, dividends, and pension contributions, right up until you retire. Join the elite, now:

Income protection

Protect your income when illness or injury stops you working. With flexible waiting periods of 4 or 13 weeks, you’ll receive a portion of your earnings to manage expenses while you recover. Stay financially secure and focus on your health.

Life cover

Secure your home and family’s future with tailored life cover. Choose level or decreasing term assurance for specific needs or Family Income Benefit for lasting security. Run policies through your limited company for maximum tax efficiency, ensuring peace of mind for your loved ones.

Relevant life insurance

Offer death-in-service benefits through your limited company, with significant tax advantages. Tax-free payouts via a discretionary trust make this a cost-effective choice for higher-rate taxpayers. Safeguard your loved ones with a policy built for contractors.

Ready to secure your future?

Start your protection journey by filling out our simple enquiry form today:

Stage 1: Select the protection type

Stage 2: Complete brief details and one of our specialist protection insurance brokers will contact you

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    What makes us different?

    We don’t believe in one-size-fits-all solutions. With over two decades of experience working with contractors, we understand the unique challenges. From contract terms to limited company structures, we tailor every policy to you.

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    Protect yourself today

    Get in touch with our expert team to discuss your protection needs. Fill out our quote form or contact us directly to secure your financial future.

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