Contractor Mortgages
- Affordability based on gross contract day rate
- Independent brokerage: no lender is off-limits
- Multi-award-winning contractor specialist broker
- All types of residential and buy-to-let mortgages
- Umbrella, Ltd Co. Contractors & Directors welcome
Mortgages for Qdos Contractors
Most High Street mortgage lenders have neither the capacity nor means to deal with contractors 'in branch'.
Yet, nearly all lenders have bespoke contractor mortgage underwriting criteria. So, where is the huge disconnect?
At branch- or call centre level, most mortgage advisers offer only two styles of underwriting: employed and self-employed.
As far as this style of underwriting goes, a professional contractor is both and neither.
The result? Contractors either get a low or no mortgage offer, despite their comparatively high income.
After years of building relationships with senior underwriting teams, we’re now able to circumnavigate these traditional ‘gatekeepers’.
We go direct to specialist underwriting teams. Like us, their dedicated experts get contract income and tax efficiency.
No need for accounts, payslips or SA302s.
Just commonsense ‘contract-based’ underwriting that maximises contractors’ gross day rate potential.
How much can I borrow as a single applicant?
A proven track record since 2004
Founded in 2004, Freelancer Financials has been at the forefront of transforming the mortgage landscape for contractors. As contractor mortgage pioneers, we’ve played a key role in educating lenders, enhancing assessment criteria, and securing thousands of mortgages for contractors nationwide.
With more than two decades of expertise, we’re the safe and trusted pair of hands you need to navigate the complexities of contractor mortgages.
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Multi-Award Winning Mortgage Broker
