Mortgage repayment calculator
Make sure your mortgage fits your budget. While lenders calculate what they think you can afford, it’s crucial to ensure their figures match your actual disposable income.
That’s why we’ve provided a mortgage repayment calculator. Just enter the loan amount, interest rate, mortgage term, and any fees, and see what your monthly payments will be. Double-checking now can save you a lot of stress later.
FAQs
Are interest rates higher for contractors than other borrowers?
Are there any upfront mortgage fees or hidden costs involved?
Do contractors need to find a huge deposit for a mortgage?
Do I need 3 years accounts to prove earnings for a mortgage?
Having just started contracting, will I be at a disadvantage?

Start your mortgage journey
If you’re new to contracting or have just landed a great contract, securing a mortgage based on your contract rate is the best way to get on the property ladder. This approach often results in a more competitive mortgage than what you’d find on the High Street.
Before you start, make sure your credit rating is solid and your electoral roll details are up to date. With everything in place, we can help you get a precise mortgage offer based on your contractor rate.
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What makes Freelancer Financials different?
Ready to secure the mortgage you deserve?
Get in touch with our expert team today and take the first step toward a mortgage that truly reflects your earning potential.
Contact us now and let’s make it happen.